Call reports 2016
QUALITY BANK — 2016
What QUALITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 31,230,000 | 30,215,000 | 30,406,000 | 29,594,000 |
| Total loans | 22,121,000 | 24,513,000 | 25,757,000 | 23,914,000 |
| Allowance for loan losses | 340,000 | 346,000 | 351,000 | 356,000 |
| Securities available for sale | 1,867,000 | 1,797,000 | 1,774,000 | 1,646,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,540,000 | 27,453,000 | 26,865,000 | 26,731,000 |
| Interest-bearing deposits | 23,647,000 | 23,167,000 | 21,887,000 | 20,371,000 |
| Noninterest-bearing deposits | 4,893,000 | 4,286,000 | 4,978,000 | 6,360,000 |
| Equity capital | 2,671,000 | 2,748,000 | 2,829,000 | 2,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 267,000 | 540,000 | 828,000 | 1,108,000 |
| Interest expense | 29,000 | 59,000 | 88,000 | 117,000 |
| Net interest income | 238,000 | 481,000 | 740,000 | 991,000 |
| Noninterest income | 11,000 | 22,000 | 33,000 | 43,000 |
| Noninterest expense | 178,000 | 361,000 | 547,000 | 727,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 71,000 | 142,000 | 226,000 | 307,000 |
| Income tax | 0 | 0 | 0 | 13,000 |
| Net income | 71,000 | 142,000 | 226,000 | 294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,560,000 | 2,632,000 | 2,715,000 | 2,760,000 |
| Total capital | 2,879,000 | 2,976,000 | 3,052,000 | 3,076,000 |
| Risk-weighted assets | 25,519,000 | 27,552,000 | 26,981,000 | 25,276,000 |