Call reports 2013
QUALITY BANK — 2013
What QUALITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 29,554,000 | 25,518,000 | 24,883,000 | 27,441,000 |
| Total loans | 15,548,000 | 15,389,000 | 14,917,000 | 14,928,000 |
| Allowance for loan losses | 460,000 | 486,000 | 532,000 | 535,000 |
| Securities available for sale | 3,005,000 | 3,125,000 | 3,011,000 | 2,667,000 |
| Securities held to maturity | 10,000 | 10,000 | 9,000 | 9,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,020,000 | 22,989,000 | 22,330,000 | 24,915,000 |
| Interest-bearing deposits | 20,998,000 | 18,806,000 | 17,941,000 | 18,993,000 |
| Noninterest-bearing deposits | 6,022,000 | 4,183,000 | 4,389,000 | 5,922,000 |
| Equity capital | 2,510,000 | 2,513,000 | 2,525,000 | 2,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 245,000 | 485,000 | 710,000 | 927,000 |
| Interest expense | 29,000 | 54,000 | 80,000 | 101,000 |
| Net interest income | 216,000 | 431,000 | 630,000 | 826,000 |
| Noninterest income | 7,000 | 14,000 | 25,000 | 37,000 |
| Noninterest expense | 193,000 | 375,000 | 570,000 | 777,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 31,000 | 71,000 | 85,000 | 86,000 |
| Income tax | 0 | 0 | 0 | 3,000 |
| Net income | 31,000 | 71,000 | 85,000 | 83,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,311,000 | 2,357,000 | 2,371,000 | 2,369,000 |
| Total capital | 2,553,000 | 2,595,000 | 2,596,000 | 2,601,000 |
| Risk-weighted assets | 19,126,000 | 18,805,000 | 18,709,000 | 18,219,000 |