Call reports 2012
QUALITY BANK — 2012
What QUALITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 26,281,000 | 22,580,000 | 25,768,000 | 26,599,000 |
| Total loans | 14,250,000 | 16,654,000 | 17,736,000 | 16,937,000 |
| Allowance for loan losses | 847,000 | 895,000 | 899,000 | 486,000 |
| Securities available for sale | 5,326,000 | 4,050,000 | 3,321,000 | 2,935,000 |
| Securities held to maturity | 12,000 | 11,000 | 11,000 | 10,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,980,000 | 20,324,000 | 23,446,000 | 24,105,000 |
| Interest-bearing deposits | 19,089,000 | 17,138,000 | 14,251,000 | 17,935,000 |
| Noninterest-bearing deposits | 4,891,000 | 3,186,000 | 9,195,000 | 6,170,000 |
| Equity capital | 2,170,000 | 2,215,000 | 2,275,000 | 2,477,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 250,000 | 512,000 | 790,000 | 1,067,000 |
| Interest expense | 46,000 | 88,000 | 123,000 | 156,000 |
| Net interest income | 204,000 | 424,000 | 667,000 | 911,000 |
| Noninterest income | 47,000 | 66,000 | 104,000 | 112,000 |
| Noninterest expense | 195,000 | 399,000 | 623,000 | 837,000 |
| Provision for loan losses | 0 | 0 | 0 | -400,000 |
| Pretax income | 56,000 | 91,000 | 148,000 | 586,000 |
| Income tax | 0 | 0 | 0 | 23,000 |
| Net income | 56,000 | 91,000 | 148,000 | 563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,939,000 | 1,977,000 | 2,052,000 | 2,278,000 |
| Total capital | 2,155,000 | 2,200,000 | 2,305,000 | 2,520,000 |
| Risk-weighted assets | 16,667,000 | 17,157,000 | 19,616,000 | 19,291,000 |