Call reports 2011
QUALITY BANK — 2011
What QUALITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 28,066,000 | 25,654,000 | 25,004,000 | 25,391,000 |
| Total loans | 12,300,000 | 12,325,000 | 14,277,000 | 13,907,000 |
| Allowance for loan losses | 873,000 | 879,000 | 917,000 | 831,000 |
| Securities available for sale | 6,273,000 | 8,020,000 | 4,838,000 | 6,245,000 |
| Securities held to maturity | 14,000 | 13,000 | 13,000 | 12,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,776,000 | 23,344,000 | 22,750,000 | 23,190,000 |
| Interest-bearing deposits | 20,851,000 | 19,785,000 | 19,036,000 | 18,237,000 |
| Noninterest-bearing deposits | 4,925,000 | 3,559,000 | 3,714,000 | 4,953,000 |
| Equity capital | 2,233,000 | 2,236,000 | 2,165,000 | 2,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 301,000 | 596,000 | 856,000 | 1,087,000 |
| Interest expense | 73,000 | 148,000 | 211,000 | 267,000 |
| Net interest income | 228,000 | 448,000 | 645,000 | 820,000 |
| Noninterest income | -1,000 | -13,000 | 12,000 | 20,000 |
| Noninterest expense | 306,000 | 551,000 | 816,000 | 1,054,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -79,000 | -116,000 | -98,000 | -153,000 |
| Income tax | 3,000 | 3,000 | 3,000 | -1,000 |
| Net income | -82,000 | -119,000 | -101,000 | -152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,945,000 | 1,914,000 | 1,927,000 | 1,880,000 |
| Total capital | 2,149,000 | 2,112,000 | 2,138,000 | 2,092,000 |
| Risk-weighted assets | 15,672,000 | 15,123,000 | 16,198,000 | 16,357,000 |