Call reports 2004
QUALITY BANK — 2004
What QUALITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 22,808,000 | 22,466,000 | 23,666,000 | 23,068,000 |
| Total loans | 12,749,000 | 13,686,000 | 15,312,000 | 15,088,000 |
| Allowance for loan losses | 175,000 | 169,000 | 171,000 | 172,000 |
| Securities available for sale | 7,221,000 | 6,684,000 | 6,401,000 | 6,002,000 |
| Securities held to maturity | 64,000 | 56,000 | 53,000 | 47,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,395,000 | 18,853,000 | 18,335,000 | 18,973,000 |
| Interest-bearing deposits | 18,149,000 | 16,977,000 | 16,251,000 | 16,801,000 |
| Noninterest-bearing deposits | 2,246,000 | 1,876,000 | 2,084,000 | 2,172,000 |
| Equity capital | 2,296,000 | 2,161,000 | 2,260,000 | 2,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 262,000 | 562,000 | 882,000 | 1,221,000 |
| Interest expense | 98,000 | 192,000 | 275,000 | 377,000 |
| Net interest income | 164,000 | 370,000 | 607,000 | 844,000 |
| Noninterest income | 6,000 | 45,000 | 65,000 | 88,000 |
| Noninterest expense | 159,000 | 371,000 | 558,000 | 732,000 |
| Provision for loan losses | 0 | 31,000 | 40,000 | 40,000 |
| Pretax income | 11,000 | 13,000 | 74,000 | 160,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 11,000 |
| Net income | 10,000 | 12,000 | 72,000 | 149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,772,000 | 1,774,000 | 1,844,000 | 1,909,000 |
| Total capital | 1,947,000 | 1,943,000 | 2,015,000 | 2,081,000 |
| Risk-weighted assets | 14,965,000 | 15,779,000 | 17,135,000 | 16,768,000 |
Machine access — free, no API key
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