Call reports 2025
LEAD BANK — 2025
What LEAD BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,747,932,000 | 1,743,973,000 | 1,973,003,000 | 2,610,128,000 |
| Total loans | 806,517,000 | 897,329,000 | 906,895,000 | 1,071,660,000 |
| Allowance for loan losses | 6,509,000 | 8,043,000 | 8,573,000 | 11,440,000 |
| Securities available for sale | 157,377,000 | 175,329,000 | 231,291,000 | 283,100,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,536,484,000 | 1,527,568,000 | 1,710,748,000 | 2,331,035,000 |
| Interest-bearing deposits | 856,881,000 | 910,108,000 | 959,575,000 | 1,164,292,000 |
| Noninterest-bearing deposits | 679,603,000 | 617,460,000 | 751,173,000 | 1,166,743,000 |
| Equity capital | 170,929,000 | 177,403,000 | 218,031,000 | 225,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 36,139,000 | 75,817,000 | 120,703,000 | 170,847,000 |
| Interest expense | 2,643,000 | 6,001,000 | 9,851,000 | 13,980,000 |
| Net interest income | 33,496,000 | 69,816,000 | 110,852,000 | 156,867,000 |
| Noninterest income | 19,609,000 | 43,536,000 | 74,344,000 | 118,629,000 |
| Noninterest expense | 44,589,000 | 94,555,000 | 154,238,000 | 226,186,000 |
| Provision for loan losses | 1,771,000 | 3,977,000 | 5,311,000 | 14,230,000 |
| Pretax income | 6,784,000 | 14,805,000 | 25,418,000 | 34,863,000 |
| Income tax | 1,742,000 | 3,717,000 | 6,563,000 | 8,996,000 |
| Net income | 5,042,000 | 11,088,000 | 18,855,000 | 25,867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 126,719,000 | 133,103,000 | 171,250,000 | 179,534,000 |
| Total capital | 132,758,000 | 139,346,000 | 177,944,000 | 189,092,000 |
| Risk-weighted assets | 482,388,000 | 497,358,000 | 533,072,000 | 762,261,000 |