Call reports 2024
LEAD BANK — 2024
What LEAD BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,046,525,000 | 1,054,489,000 | 1,136,790,000 | 1,586,647,000 |
| Total loans | 684,023,000 | 715,018,000 | 718,812,000 | 764,350,000 |
| Allowance for loan losses | 4,655,000 | 4,912,000 | 5,235,000 | 5,423,000 |
| Securities available for sale | 60,507,000 | 85,140,000 | 110,499,000 | 117,207,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 873,593,000 | 867,909,000 | 949,161,000 | 1,387,162,000 |
| Interest-bearing deposits | 653,082,000 | 662,250,000 | 712,503,000 | 845,726,000 |
| Noninterest-bearing deposits | 220,511,000 | 205,659,000 | 236,658,000 | 541,436,000 |
| Equity capital | 137,963,000 | 142,620,000 | 150,225,000 | 163,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 28,791,000 | 57,641,000 | 88,012,000 | 122,885,000 |
| Interest expense | 1,433,000 | 3,967,000 | 6,489,000 | 9,529,000 |
| Net interest income | 27,358,000 | 53,674,000 | 81,523,000 | 113,356,000 |
| Noninterest income | 10,920,000 | 23,172,000 | 37,099,000 | 57,008,000 |
| Noninterest expense | 32,961,000 | 65,021,000 | 99,581,000 | 139,115,000 |
| Provision for loan losses | 366,000 | 1,113,000 | 1,548,000 | 2,603,000 |
| Pretax income | 4,881,000 | 10,567,000 | 17,277,000 | 28,436,000 |
| Income tax | 1,264,000 | 2,733,000 | 4,149,000 | 6,463,000 |
| Net income | 3,617,000 | 7,834,000 | 13,128,000 | 21,973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,737,000 | 101,428,000 | 106,320,000 | 121,388,000 |
| Total capital | 102,282,000 | 106,250,000 | 111,089,000 | 127,103,000 |
| Risk-weighted assets | 363,360,000 | 385,524,000 | 380,739,000 | 500,580,000 |