Call reports 2023
LEAD BANK — 2023
What LEAD BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 973,017,000 | 953,561,000 | 950,905,000 | 935,184,000 |
| Total loans | 637,895,000 | 665,945,000 | 664,229,000 | 691,302,000 |
| Allowance for loan losses | 2,329,000 | 3,383,000 | 3,261,000 | 4,321,000 |
| Securities available for sale | 45,320,000 | 63,982,000 | 68,120,000 | 69,420,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 824,846,000 | 803,436,000 | 794,315,000 | 764,200,000 |
| Interest-bearing deposits | 471,208,000 | 561,708,000 | 539,149,000 | 488,781,000 |
| Noninterest-bearing deposits | 353,638,000 | 241,728,000 | 255,166,000 | 275,419,000 |
| Equity capital | 119,826,000 | 123,002,000 | 128,341,000 | 134,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 25,663,000 | 50,118,000 | 75,942,000 | 104,125,000 |
| Interest expense | 109,000 | 539,000 | 1,191,000 | 2,005,000 |
| Net interest income | 25,554,000 | 49,579,000 | 74,751,000 | 102,120,000 |
| Noninterest income | 9,496,000 | 19,291,000 | 30,883,000 | 41,277,000 |
| Noninterest expense | 30,768,000 | 59,518,000 | 88,458,000 | 119,079,000 |
| Provision for loan losses | 300,000 | 588,000 | 804,000 | 1,909,000 |
| Pretax income | 4,011,000 | 8,728,000 | 15,966,000 | 21,928,000 |
| Income tax | 1,060,000 | 2,231,000 | 4,141,000 | 5,557,000 |
| Net income | 2,951,000 | 6,497,000 | 11,825,000 | 16,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,471,000 | 85,654,000 | 90,318,000 | 94,573,000 |
| Total capital | 84,800,000 | 89,047,000 | 93,614,000 | 99,095,000 |
| Risk-weighted assets | 363,744,000 | 373,543,000 | 396,615,000 | 386,967,000 |