Call reports 2022
LEAD BANK — 2022
What LEAD BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 778,855,000 | 786,754,000 | 842,650,000 | 817,248,000 |
| Total loans | 596,207,000 | 648,328,000 | 619,454,000 | 616,460,000 |
| Allowance for loan losses | 3,103,000 | 3,065,000 | 220,000 | 3,060,000 |
| Securities available for sale | 42,256,000 | 41,408,000 | 45,490,000 | 45,128,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 702,894,000 | 707,660,000 | 705,012,000 | 674,420,000 |
| Interest-bearing deposits | 503,694,000 | 508,278,000 | 474,345,000 | 457,291,000 |
| Noninterest-bearing deposits | 199,200,000 | 199,382,000 | 230,667,000 | 217,129,000 |
| Equity capital | 58,681,000 | 60,202,000 | 114,477,000 | 116,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 19,643,000 | 39,077,000 | 16,605,000 | 45,675,000 |
| Interest expense | 104,000 | 209,000 | 40,000 | 115,000 |
| Net interest income | 19,539,000 | 38,868,000 | 16,565,000 | 45,560,000 |
| Noninterest income | 11,075,000 | 22,025,000 | 7,498,000 | 18,311,000 |
| Noninterest expense | 27,913,000 | 54,983,000 | 22,172,000 | 57,750,000 |
| Provision for loan losses | 161,000 | 544,000 | 216,000 | 3,076,000 |
| Pretax income | 2,540,000 | 5,366,000 | 1,560,000 | 2,934,000 |
| Income tax | 614,000 | 1,265,000 | 323,000 | 738,000 |
| Net income | 1,926,000 | 4,101,000 | 1,237,000 | 2,196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,705,000 | 61,880,000 | 78,276,000 | 79,910,000 |
| Total capital | 62,808,000 | 64,945,000 | 78,496,000 | 82,970,000 |
| Risk-weighted assets | 325,138,000 | 381,305,000 | 351,630,000 | 378,534,000 |