Call reports 2021
LEAD BANK — 2021
What LEAD BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 663,088,000 | 723,630,000 | 745,361,000 | 738,350,000 |
| Total loans | 504,896,000 | 572,220,000 | 602,940,000 | 595,003,000 |
| Allowance for loan losses | 2,817,000 | 3,017,000 | 3,200,000 | 3,011,000 |
| Securities available for sale | 7,904,000 | 21,189,000 | 19,590,000 | 23,867,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 603,111,000 | 658,181,000 | 674,701,000 | 663,690,000 |
| Interest-bearing deposits | 401,814,000 | 460,013,000 | 481,103,000 | 481,792,000 |
| Noninterest-bearing deposits | 201,297,000 | 198,168,000 | 193,598,000 | 181,898,000 |
| Equity capital | 49,652,000 | 53,612,000 | 55,823,000 | 57,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 12,073,000 | 29,218,000 | 47,911,000 | 68,540,000 |
| Interest expense | 244,000 | 447,000 | 622,000 | 750,000 |
| Net interest income | 11,829,000 | 28,771,000 | 47,289,000 | 67,790,000 |
| Noninterest income | 9,250,000 | 19,216,000 | 31,189,000 | 42,776,000 |
| Noninterest expense | 19,332,000 | 42,672,000 | 70,080,000 | 99,143,000 |
| Provision for loan losses | 150,000 | 301,000 | 460,000 | 887,000 |
| Pretax income | 1,597,000 | 5,464,000 | 8,388,000 | 10,986,000 |
| Income tax | 383,000 | 1,315,000 | 2,016,000 | 2,641,000 |
| Net income | 1,214,000 | 4,149,000 | 6,372,000 | 8,345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,617,000 | 53,612,000 | 55,806,000 | 57,779,000 |
| Total capital | 52,434,000 | 56,629,000 | 59,006,000 | 60,790,000 |
| Risk-weighted assets | 259,986,000 | 248,718,000 | 284,090,000 | 298,402,000 |