Call reports 2020
LEAD BANK — 2020
What LEAD BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 411,407,000 | 456,021,000 | 493,370,000 | 537,218,000 |
| Total loans | 311,747,000 | 363,105,000 | 437,693,000 | 451,196,000 |
| Allowance for loan losses | 2,865,000 | 2,866,000 | 3,080,000 | 2,763,000 |
| Securities available for sale | 10,037,000 | 14,176,000 | 11,778,000 | 8,884,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 369,848,000 | 415,279,000 | 450,045,000 | 490,677,000 |
| Interest-bearing deposits | 213,910,000 | 241,066,000 | 259,022,000 | 321,041,000 |
| Noninterest-bearing deposits | 155,938,000 | 174,213,000 | 191,023,000 | 169,636,000 |
| Equity capital | 32,820,000 | 34,208,000 | 35,240,000 | 38,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 22,733,000 | 40,512,000 | 59,872,000 | 79,097,000 |
| Interest expense | 535,000 | 948,000 | 1,313,000 | 1,619,000 |
| Net interest income | 22,198,000 | 39,564,000 | 58,559,000 | 77,478,000 |
| Noninterest income | 2,598,000 | 5,828,000 | 11,265,000 | 19,320,000 |
| Noninterest expense | 22,911,000 | 41,447,000 | 64,394,000 | 89,499,000 |
| Provision for loan losses | 171,000 | 377,000 | 594,000 | 805,000 |
| Pretax income | 1,714,000 | 3,568,000 | 4,896,000 | 6,554,000 |
| Income tax | 843,000 | 1,291,000 | 1,616,000 | 2,013,000 |
| Net income | 871,000 | 2,277,000 | 3,280,000 | 4,541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,733,000 | 34,139,000 | 35,143,000 | 38,403,000 |
| Total capital | 35,598,000 | 37,005,000 | 38,223,000 | 41,166,000 |
| Risk-weighted assets | 249,418,000 | 244,597,000 | 264,735,000 | 261,078,000 |