Call reports 2019
LEAD BANK — 2019
What LEAD BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 305,817,000 | 334,261,000 | 356,749,000 | 353,857,000 |
| Total loans | 270,235,000 | 286,739,000 | 299,260,000 | 305,505,000 |
| Allowance for loan losses | 2,542,000 | 2,962,000 | 2,962,000 | 2,667,000 |
| Securities available for sale | 2,115,000 | 2,009,000 | 2,811,000 | 2,277,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,224,000 | 301,716,000 | 321,230,000 | 318,867,000 |
| Interest-bearing deposits | 183,334,000 | 201,451,000 | 206,341,000 | 200,588,000 |
| Noninterest-bearing deposits | 90,890,000 | 100,265,000 | 114,889,000 | 118,279,000 |
| Equity capital | 27,395,000 | 26,816,000 | 29,063,000 | 31,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,602,000 | 12,463,000 | 26,588,000 | 46,430,000 |
| Interest expense | 572,000 | 1,119,000 | 1,715,000 | 2,286,000 |
| Net interest income | 4,030,000 | 11,344,000 | 24,873,000 | 44,144,000 |
| Noninterest income | 1,090,000 | 2,307,000 | 3,717,000 | 6,482,000 |
| Noninterest expense | 3,940,000 | 10,578,000 | 24,050,000 | 44,391,000 |
| Provision for loan losses | 165,000 | 1,808,000 | 2,049,000 | 2,434,000 |
| Pretax income | 1,015,000 | 1,265,000 | 2,491,000 | 3,801,000 |
| Income tax | 0 | 10,000 | 10,000 | 10,000 |
| Net income | 1,015,000 | 1,255,000 | 2,481,000 | 3,791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,436,000 | 26,827,000 | 29,054,000 | 31,362,000 |
| Total capital | 29,978,000 | 29,788,000 | 32,016,000 | 34,029,000 |
| Risk-weighted assets | 238,324,000 | 236,955,000 | 238,305,000 | 243,203,000 |