Call reports 2018
LEAD BANK — 2018
What LEAD BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 239,170,000 | 253,026,000 | 257,512,000 | 270,893,000 |
| Total loans | 193,326,000 | 223,885,000 | 234,655,000 | 248,191,000 |
| Allowance for loan losses | 2,178,000 | 2,411,000 | 2,523,000 | 2,688,000 |
| Securities available for sale | 2,604,000 | 2,440,000 | 2,284,000 | 2,198,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,471,000 | 214,347,000 | 221,354,000 | 227,406,000 |
| Interest-bearing deposits | 139,795,000 | 150,389,000 | 158,891,000 | 168,142,000 |
| Noninterest-bearing deposits | 71,676,000 | 63,958,000 | 62,463,000 | 59,264,000 |
| Equity capital | 23,910,000 | 23,166,000 | 24,220,000 | 26,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,771,000 | 6,126,000 | 9,845,000 | 13,991,000 |
| Interest expense | 412,000 | 851,000 | 1,336,000 | 1,893,000 |
| Net interest income | 2,359,000 | 5,275,000 | 8,509,000 | 12,098,000 |
| Noninterest income | 1,141,000 | 2,207,000 | 3,375,000 | 4,502,000 |
| Noninterest expense | 2,433,000 | 5,068,000 | 7,940,000 | 11,675,000 |
| Provision for loan losses | 165,000 | 400,000 | 519,000 | 691,000 |
| Pretax income | 902,000 | 2,014,000 | 3,425,000 | 4,234,000 |
| Income tax | 0 | 32,000 | 32,000 | 32,000 |
| Net income | 902,000 | 1,982,000 | 3,393,000 | 4,202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,982,000 | 23,252,000 | 24,317,000 | 26,316,000 |
| Total capital | 26,160,000 | 25,663,000 | 26,840,000 | 29,004,000 |
| Risk-weighted assets | 209,569,000 | 221,312,000 | 222,768,000 | 230,136,000 |