Call reports 2017
LEAD BANK — 2017
What LEAD BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 192,456,000 | 188,705,000 | 205,729,000 | 212,160,000 |
| Total loans | 156,914,000 | 162,459,000 | 174,999,000 | 177,842,000 |
| Allowance for loan losses | 1,767,000 | 1,940,000 | 1,941,000 | 2,016,000 |
| Securities available for sale | 2,416,000 | 3,692,000 | 3,470,000 | 3,286,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,678,000 | 160,706,000 | 178,761,000 | 179,970,000 |
| Interest-bearing deposits | 122,327,000 | 122,526,000 | 136,936,000 | 136,482,000 |
| Noninterest-bearing deposits | 45,351,000 | 38,180,000 | 41,825,000 | 43,488,000 |
| Equity capital | 21,037,000 | 21,798,000 | 22,673,000 | 23,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,254,000 | 4,694,000 | 7,156,000 | 9,772,000 |
| Interest expense | 300,000 | 609,000 | 958,000 | 1,346,000 |
| Net interest income | 1,954,000 | 4,085,000 | 6,198,000 | 8,426,000 |
| Noninterest income | 963,000 | 2,032,000 | 3,090,000 | 4,271,000 |
| Noninterest expense | 2,231,000 | 4,419,000 | 6,557,000 | 9,018,000 |
| Provision for loan losses | 113,000 | 282,000 | 342,000 | 402,000 |
| Pretax income | 573,000 | 1,416,000 | 2,389,000 | 3,277,000 |
| Income tax | 0 | 0 | 0 | 20,000 |
| Net income | 573,000 | 1,416,000 | 2,389,000 | 3,257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,055,000 | 21,811,000 | 22,693,000 | 23,171,000 |
| Total capital | 22,822,000 | 23,751,000 | 24,634,000 | 25,187,000 |
| Risk-weighted assets | 175,078,000 | 177,271,000 | 192,527,000 | 196,193,000 |