Call reports 2015
LEAD BANK — 2015
What LEAD BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 136,107,000 | 133,166,000 | 141,321,000 | 151,753,000 |
| Total loans | 110,365,000 | 110,949,000 | 114,482,000 | 125,133,000 |
| Allowance for loan losses | 1,686,000 | 1,817,000 | 1,851,000 | 1,737,000 |
| Securities available for sale | 5,600,000 | 5,177,000 | 6,429,000 | 6,385,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,952,000 | 116,976,000 | 124,711,000 | 134,203,000 |
| Interest-bearing deposits | 98,201,000 | 96,627,000 | 101,921,000 | 111,445,000 |
| Noninterest-bearing deposits | 22,751,000 | 20,349,000 | 22,790,000 | 22,758,000 |
| Equity capital | 12,381,000 | 12,416,000 | 12,602,000 | 12,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,562,000 | 3,216,000 | 4,859,000 | 6,747,000 |
| Interest expense | 238,000 | 478,000 | 709,000 | 968,000 |
| Net interest income | 1,324,000 | 2,738,000 | 4,150,000 | 5,779,000 |
| Noninterest income | 754,000 | 1,682,000 | 2,552,000 | 3,559,000 |
| Noninterest expense | 1,830,000 | 3,797,000 | 5,886,000 | 8,425,000 |
| Provision for loan losses | 78,000 | 388,000 | 413,000 | 415,000 |
| Pretax income | 170,000 | 235,000 | 403,000 | 525,000 |
| Income tax | 0 | 4,000 | 4,000 | 5,000 |
| Net income | 170,000 | 231,000 | 399,000 | 520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,248,000 | 12,309,000 | 12,478,000 | 12,598,000 |
| Total capital | 13,661,000 | 13,810,000 | 14,014,000 | 14,300,000 |
| Risk-weighted assets | 112,773,000 | 119,791,000 | 122,611,000 | 136,149,000 |