Call reports 2013
LEAD BANK — 2013
What LEAD BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 92,518,000 | 92,412,000 | 97,154,000 | 108,171,000 |
| Total loans | 68,603,000 | 72,855,000 | 78,621,000 | 83,948,000 |
| Allowance for loan losses | 1,192,000 | 1,262,000 | 1,220,000 | 1,296,000 |
| Securities available for sale | 12,460,000 | 9,474,000 | 8,769,000 | 8,399,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,910,000 | 73,425,000 | 78,016,000 | 93,417,000 |
| Interest-bearing deposits | 66,824,000 | 64,987,000 | 68,476,000 | 74,819,000 |
| Noninterest-bearing deposits | 8,086,000 | 8,437,000 | 9,540,000 | 18,598,000 |
| Equity capital | 7,084,000 | 7,098,000 | 7,021,000 | 11,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,097,000 | 2,652,000 | 3,945,000 | 5,283,000 |
| Interest expense | 308,000 | 565,000 | 795,000 | 998,000 |
| Net interest income | 789,000 | 2,087,000 | 3,150,000 | 4,285,000 |
| Noninterest income | 50,000 | 151,000 | 290,000 | 465,000 |
| Noninterest expense | 1,063,000 | 2,152,000 | 3,354,000 | 4,697,000 |
| Provision for loan losses | 68,000 | 155,000 | 217,000 | 354,000 |
| Pretax income | -292,000 | -4,000 | -66,000 | -236,000 |
| Income tax | 0 | 3,000 | 7,000 | 3,000 |
| Net income | -292,000 | -7,000 | -73,000 | -239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,660,000 | 6,945,000 | 6,880,000 | 11,674,000 |
| Total capital | 7,538,000 | 7,878,000 | 7,876,000 | 12,749,000 |
| Risk-weighted assets | 69,146,000 | 73,537,000 | 78,700,000 | 85,729,000 |