Call reports 2012
LEAD BANK — 2012
What LEAD BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 79,553,000 | 84,333,000 | 85,364,000 | 95,353,000 |
| Total loans | 47,926,000 | 58,844,000 | 61,312,000 | 68,248,000 |
| Allowance for loan losses | 1,327,000 | 1,279,000 | 1,773,000 | 1,106,000 |
| Securities available for sale | 16,098,000 | 16,588,000 | 15,379,000 | 13,875,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,632,000 | 66,646,000 | 71,164,000 | 75,588,000 |
| Interest-bearing deposits | 62,011,000 | 59,163,000 | 64,124,000 | 68,194,000 |
| Noninterest-bearing deposits | 7,622,000 | 7,484,000 | 7,041,000 | 7,393,000 |
| Equity capital | 7,065,000 | 7,245,000 | 7,425,000 | 6,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 993,000 | 1,963,000 | 2,984,000 | 4,027,000 |
| Interest expense | 418,000 | 800,000 | 1,168,000 | 1,515,000 |
| Net interest income | 575,000 | 1,163,000 | 1,816,000 | 2,512,000 |
| Noninterest income | 14,000 | 41,000 | 69,000 | 122,000 |
| Noninterest expense | 995,000 | 1,993,000 | 2,951,000 | 4,060,000 |
| Provision for loan losses | 162,000 | 249,000 | 884,000 | 962,000 |
| Pretax income | -568,000 | -1,038,000 | -1,950,000 | -2,388,000 |
| Income tax | 0 | 0 | -3,000 | -3,000 |
| Net income | -568,000 | -1,038,000 | -1,947,000 | -2,385,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,695,000 | 6,799,000 | 6,889,000 | 6,453,000 |
| Total capital | 7,373,000 | 7,561,000 | 7,667,000 | 7,326,000 |
| Risk-weighted assets | 53,127,000 | 59,673,000 | 60,447,000 | 68,852,000 |