Call reports 2011
LEAD BANK — 2011
What LEAD BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 85,511,000 | 81,669,000 | 81,224,000 | 81,027,000 |
| Total loans | 52,997,000 | 54,564,000 | 51,601,000 | 50,062,000 |
| Allowance for loan losses | 2,107,000 | 2,113,000 | 1,695,000 | 1,450,000 |
| Securities available for sale | 9,135,000 | 10,807,000 | 13,676,000 | 13,632,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,476,000 | 71,742,000 | 71,181,000 | 71,366,000 |
| Interest-bearing deposits | 69,651,000 | 65,878,000 | 65,478,000 | 64,798,000 |
| Noninterest-bearing deposits | 5,825,000 | 5,864,000 | 5,704,000 | 6,568,000 |
| Equity capital | 7,114,000 | 7,052,000 | 7,126,000 | 6,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 931,000 | 1,958,000 | 2,949,000 | 3,924,000 |
| Interest expense | 507,000 | 1,004,000 | 1,441,000 | 1,872,000 |
| Net interest income | 424,000 | 954,000 | 1,508,000 | 2,052,000 |
| Noninterest income | 12,000 | -7,000 | -612,000 | -2,215,000 |
| Noninterest expense | 999,000 | 1,979,000 | 2,920,000 | 4,009,000 |
| Provision for loan losses | 69,000 | 561,000 | 804,000 | 1,137,000 |
| Pretax income | -632,000 | -1,593,000 | -2,828,000 | -5,309,000 |
| Income tax | 0 | 0 | -3,000 | -4,000 |
| Net income | -632,000 | -1,593,000 | -2,825,000 | -5,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,886,000 | 6,725,000 | 6,692,000 | 6,513,000 |
| Total capital | 7,636,000 | 7,477,000 | 7,424,000 | 7,228,000 |
| Risk-weighted assets | 57,911,000 | 58,057,000 | 56,821,000 | 55,733,000 |