Call reports 2010
LEAD BANK — 2010
What LEAD BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 97,470,000 | 96,062,000 | 93,762,000 | 84,860,000 |
| Total loans | 63,108,000 | 65,290,000 | 68,412,000 | 59,994,000 |
| Allowance for loan losses | 2,781,000 | 2,126,000 | 2,794,000 | 2,521,000 |
| Securities available for sale | 12,987,000 | 11,655,000 | 10,787,000 | 9,840,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,554,000 | 84,939,000 | 82,930,000 | 76,390,000 |
| Interest-bearing deposits | 81,062,000 | 79,367,000 | 76,634,000 | 69,069,000 |
| Noninterest-bearing deposits | 5,491,000 | 5,573,000 | 6,295,000 | 7,320,000 |
| Equity capital | 8,001,000 | 8,163,000 | 7,875,000 | 5,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,058,000 | 2,129,000 | 3,164,000 | 4,307,000 |
| Interest expense | 680,000 | 1,342,000 | 2,005,000 | 2,583,000 |
| Net interest income | 378,000 | 787,000 | 1,159,000 | 1,724,000 |
| Noninterest income | 69,000 | 142,000 | 323,000 | 194,000 |
| Noninterest expense | 825,000 | 1,834,000 | 2,797,000 | 3,957,000 |
| Provision for loan losses | 138,000 | 500,000 | 1,390,000 | 3,459,000 |
| Pretax income | -516,000 | -1,405,000 | -2,705,000 | -5,498,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | -516,000 | -1,405,000 | -2,706,000 | -5,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,898,000 | 7,910,000 | 7,609,000 | 5,368,000 |
| Total capital | 8,748,000 | 8,785,000 | 8,453,000 | 6,157,000 |
| Risk-weighted assets | 65,308,000 | 67,962,000 | 64,795,000 | 60,656,000 |