Call reports 2007
LEAD BANK — 2007
What LEAD BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 87,452,000 | 92,722,000 | 93,460,000 | 96,482,000 |
| Total loans | 65,694,000 | 67,824,000 | 68,719,000 | 70,323,000 |
| Allowance for loan losses | 734,000 | 806,000 | 844,000 | 1,006,000 |
| Securities available for sale | 4,431,000 | 4,431,000 | 4,438,000 | 9,717,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,689,000 | 75,743,000 | 76,312,000 | 77,100,000 |
| Interest-bearing deposits | 65,373,000 | 70,364,000 | 71,637,000 | 72,194,000 |
| Noninterest-bearing deposits | 5,317,000 | 5,379,000 | 4,675,000 | 4,906,000 |
| Equity capital | 9,319,000 | 9,565,000 | 9,709,000 | 14,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,697,000 | 3,408,000 | 5,174,000 | 6,894,000 |
| Interest expense | 818,000 | 1,721,000 | 2,654,000 | 3,611,000 |
| Net interest income | 879,000 | 1,687,000 | 2,520,000 | 3,283,000 |
| Noninterest income | 75,000 | 210,000 | 265,000 | 331,000 |
| Noninterest expense | 641,000 | 1,264,000 | 1,908,000 | 2,705,000 |
| Provision for loan losses | 75,000 | 150,000 | 200,000 | 425,000 |
| Pretax income | 238,000 | 483,000 | 677,000 | 484,000 |
| Income tax | -140,000 | -140,000 | -140,000 | -140,000 |
| Net income | 378,000 | 623,000 | 817,000 | 624,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,039,000 | 7,284,000 | 7,391,000 | 12,488,000 |
| Total capital | 7,773,000 | 8,090,000 | 8,235,000 | 13,405,000 |
| Risk-weighted assets | 65,500,000 | 68,301,000 | 70,424,000 | 72,533,000 |
Machine access — free, no API key
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