Call reports 2004
LEAD BANK — 2004
What LEAD BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 68,828,000 | 70,716,000 | 73,269,000 | 72,878,000 |
| Total loans | 48,804,000 | 50,564,000 | 52,039,000 | 53,883,000 |
| Allowance for loan losses | 512,000 | 554,000 | 589,000 | 617,000 |
| Securities available for sale | 8,304,000 | 9,101,000 | 8,212,000 | 7,406,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,106,000 | 60,116,000 | 60,093,000 | 59,592,000 |
| Interest-bearing deposits | 53,609,000 | 55,234,000 | 55,807,000 | 55,487,000 |
| Noninterest-bearing deposits | 4,498,000 | 4,882,000 | 4,285,000 | 4,105,000 |
| Equity capital | 7,731,000 | 7,731,000 | 7,977,000 | 8,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,095,000 | 2,265,000 | 3,447,000 | 4,654,000 |
| Interest expense | 406,000 | 814,000 | 1,229,000 | 1,689,000 |
| Net interest income | 689,000 | 1,451,000 | 2,218,000 | 2,965,000 |
| Noninterest income | 70,000 | 125,000 | 206,000 | 268,000 |
| Noninterest expense | 456,000 | 881,000 | 1,348,000 | 1,846,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 258,000 | 605,000 | 941,000 | 1,207,000 |
| Income tax | 98,000 | 218,000 | 339,000 | 435,000 |
| Net income | 160,000 | 387,000 | 602,000 | 772,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,377,000 | 5,504,000 | 5,673,000 | 5,765,000 |
| Total capital | 5,889,000 | 6,058,000 | 6,262,000 | 6,382,000 |
| Risk-weighted assets | 48,479,000 | 48,334,000 | 49,405,000 | 50,771,000 |
Machine access — free, no API key
Every figure shown here about LEAD BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.