Call reports 2003
LEAD BANK — 2003
What LEAD BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 62,456,000 | 65,595,000 | 65,255,000 | 67,885,000 |
| Total loans | 42,360,000 | 44,170,000 | 47,653,000 | 47,887,000 |
| Allowance for loan losses | 352,000 | 393,000 | 426,000 | 453,000 |
| Securities available for sale | 9,227,000 | 9,359,000 | 9,210,000 | 7,357,000 |
| Securities held to maturity | 1,000 | 1,000 | 1,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,912,000 | 55,066,000 | 54,896,000 | 57,421,000 |
| Interest-bearing deposits | 47,730,000 | 50,634,000 | 50,590,000 | 52,662,000 |
| Noninterest-bearing deposits | 4,182,000 | 4,432,000 | 4,306,000 | 4,758,000 |
| Equity capital | 7,184,000 | 7,241,000 | 7,387,000 | 7,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,056,000 | 2,156,000 | 3,267,000 | 4,368,000 |
| Interest expense | 416,000 | 842,000 | 1,268,000 | 1,679,000 |
| Net interest income | 640,000 | 1,314,000 | 1,999,000 | 2,689,000 |
| Noninterest income | 49,000 | 98,000 | 154,000 | 197,000 |
| Noninterest expense | 398,000 | 813,000 | 1,234,000 | 1,637,000 |
| Provision for loan losses | 0 | 19,000 | 42,000 | 87,000 |
| Pretax income | 291,000 | 580,000 | 877,000 | 1,162,000 |
| Income tax | 102,000 | 201,000 | 310,000 | 410,000 |
| Net income | 189,000 | 379,000 | 567,000 | 752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,704,000 | 4,771,000 | 4,959,000 | 5,244,000 |
| Total capital | 5,056,000 | 5,164,000 | 5,385,000 | 5,697,000 |
| Risk-weighted assets | 40,674,000 | 43,546,000 | 52,833,000 | 46,202,000 |
Machine access — free, no API key
Every figure shown here about LEAD BANK — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.