Call reports 2026
COMMERCIAL BANK OF OZARK, THE — 2026
What COMMERCIAL BANK OF OZARK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 115,150,000 | 115,195,000 |
| Total loans | 52,815,000 | 54,873,000 |
| Allowance for loan losses | 577,000 | 559,000 |
| Securities available for sale | 45,279,000 | 45,725,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 108,782,000 | 107,586,000 |
| Interest-bearing deposits | 87,283,000 | 85,765,000 |
| Noninterest-bearing deposits | 21,499,000 | 21,821,000 |
| Equity capital | 4,931,000 | 5,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,165,000 | 2,388,000 |
| Interest expense | 290,000 | 573,000 |
| Net interest income | 875,000 | 1,815,000 |
| Noninterest income | 122,000 | 245,000 |
| Noninterest expense | 861,000 | 1,754,000 |
| Provision for loan losses | 15,000 | 10,000 |
| Pretax income | 121,000 | 296,000 |
| Income tax | 0 | 0 |
| Net income | 121,000 | 296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 10,921,000 | 11,074,000 |
| Total capital | 11,508,000 | 11,644,000 |
| Risk-weighted assets | 58,564,000 | 60,407,000 |