Call reports 2024
COMMERCIAL BANK OF OZARK, THE — 2024
What COMMERCIAL BANK OF OZARK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 113,756,000 | 112,672,000 | 110,601,000 | 115,220,000 |
| Total loans | 57,272,000 | 56,100,000 | 53,490,000 | 52,815,000 |
| Allowance for loan losses | 498,000 | 524,000 | 547,000 | 567,000 |
| Securities available for sale | 38,645,000 | 38,333,000 | 39,719,000 | 39,055,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,782,000 | 105,702,000 | 102,685,000 | 108,538,000 |
| Interest-bearing deposits | 86,362,000 | 85,059,000 | 83,009,000 | 87,848,000 |
| Noninterest-bearing deposits | 20,420,000 | 20,643,000 | 19,676,000 | 20,690,000 |
| Equity capital | 2,874,000 | 2,795,000 | 4,139,000 | 2,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,055,000 | 2,153,000 | 3,262,000 | 4,435,000 |
| Interest expense | 293,000 | 613,000 | 939,000 | 1,257,000 |
| Net interest income | 762,000 | 1,540,000 | 2,323,000 | 3,178,000 |
| Noninterest income | 119,000 | 245,000 | 454,000 | 942,000 |
| Noninterest expense | 858,000 | 1,676,000 | 2,498,000 | 3,336,000 |
| Provision for loan losses | 30,000 | 50,000 | 80,000 | 100,000 |
| Pretax income | -7,000 | 59,000 | 199,000 | 684,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -7,000 | 59,000 | 199,000 | 684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,644,000 | 9,680,000 | 9,789,000 | 10,242,000 |
| Total capital | 10,152,000 | 10,214,000 | 10,347,000 | 10,820,000 |
| Risk-weighted assets | 57,563,000 | 57,287,000 | 55,004,000 | 54,738,000 |