Call reports 2023
COMMERCIAL BANK OF OZARK, THE — 2023
What COMMERCIAL BANK OF OZARK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 115,580,000 | 112,122,000 | 108,354,000 | 115,145,000 |
| Total loans | 58,082,000 | 57,786,000 | 58,321,000 | 58,903,000 |
| Allowance for loan losses | 458,000 | 478,000 | 479,000 | 502,000 |
| Securities available for sale | 40,142,000 | 40,076,000 | 36,028,000 | 39,096,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,912,000 | 108,661,000 | 105,164,000 | 108,613,000 |
| Interest-bearing deposits | 70,802,000 | 87,228,000 | 84,062,000 | 88,270,000 |
| Noninterest-bearing deposits | 41,110,000 | 21,433,000 | 21,102,000 | 20,343,000 |
| Equity capital | 2,735,000 | 2,419,000 | 33,000 | 3,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 911,000 | 1,874,000 | 2,877,000 | 3,963,000 |
| Interest expense | 112,000 | 292,000 | 508,000 | 782,000 |
| Net interest income | 799,000 | 1,582,000 | 2,369,000 | 3,181,000 |
| Noninterest income | 118,000 | 240,000 | 425,000 | 658,000 |
| Noninterest expense | 792,000 | 1,599,000 | 2,577,000 | 3,436,000 |
| Provision for loan losses | 15,000 | 36,000 | 66,000 | 96,000 |
| Pretax income | 108,000 | 184,000 | 144,000 | 300,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 108,000 | 184,000 | 144,000 | 300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,598,000 | 9,628,000 | 9,557,000 | 9,683,000 |
| Total capital | 10,064,000 | 10,115,000 | 10,046,000 | 10,195,000 |
| Risk-weighted assets | 51,356,000 | 51,863,000 | 59,171,000 | 58,192,000 |