Call reports 2022
COMMERCIAL BANK OF OZARK, THE — 2022
What COMMERCIAL BANK OF OZARK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 116,399,000 | 112,759,000 | 110,832,000 | 113,386,000 |
| Total loans | 58,143,000 | 58,260,000 | 57,857,000 | 58,962,000 |
| Allowance for loan losses | 500,000 | 507,000 | 507,000 | 447,000 |
| Securities available for sale | 43,955,000 | 42,081,000 | 38,963,000 | 40,591,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,446,000 | 109,990,000 | 109,878,000 | 110,487,000 |
| Interest-bearing deposits | 86,643,000 | 87,629,000 | 87,774,000 | 88,669,000 |
| Noninterest-bearing deposits | 23,803,000 | 22,361,000 | 22,104,000 | 21,818,000 |
| Equity capital | 5,305,000 | 2,346,000 | 40,000 | 2,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 805,000 | 1,663,000 | 2,526,000 | 3,440,000 |
| Interest expense | 50,000 | 96,000 | 149,000 | 216,000 |
| Net interest income | 755,000 | 1,567,000 | 2,377,000 | 3,224,000 |
| Noninterest income | 168,000 | 324,000 | 469,000 | 666,000 |
| Noninterest expense | 793,000 | 1,590,000 | 2,360,000 | 3,274,000 |
| Provision for loan losses | 30,000 | 45,000 | 60,000 | 75,000 |
| Pretax income | 100,000 | 256,000 | 426,000 | 541,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 100,000 | 256,000 | 426,000 | 541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,190,000 | 9,285,000 | 9,448,000 | 9,543,000 |
| Total capital | 9,690,000 | 9,792,000 | 9,955,000 | 9,990,000 |
| Risk-weighted assets | 52,791,000 | 51,387,000 | 49,182,000 | 51,721,000 |