Call reports 2021
COMMERCIAL BANK OF OZARK, THE — 2021
What COMMERCIAL BANK OF OZARK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 118,932,000 | 122,129,000 | 117,190,000 | 119,521,000 |
| Total loans | 59,489,000 | 57,025,000 | 57,563,000 | 59,320,000 |
| Allowance for loan losses | 511,000 | 521,000 | 504,000 | 505,000 |
| Securities available for sale | 44,403,000 | 48,308,000 | 42,457,000 | 45,833,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,164,000 | 111,772,000 | 106,838,000 | 109,181,000 |
| Interest-bearing deposits | 85,221,000 | 88,482,000 | 83,797,000 | 85,870,000 |
| Noninterest-bearing deposits | 23,943,000 | 23,290,000 | 23,041,000 | 23,311,000 |
| Equity capital | 8,618,000 | 9,168,000 | 9,201,000 | 9,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 845,000 | 1,733,000 | 2,656,000 | 3,575,000 |
| Interest expense | 69,000 | 132,000 | 192,000 | 246,000 |
| Net interest income | 776,000 | 1,601,000 | 2,464,000 | 3,329,000 |
| Noninterest income | 137,000 | 270,000 | 412,000 | 543,000 |
| Noninterest expense | 743,000 | 1,506,000 | 2,269,000 | 3,034,000 |
| Provision for loan losses | 24,000 | 34,000 | 49,000 | 64,000 |
| Pretax income | 146,000 | 338,000 | 670,000 | 898,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 146,000 | 338,000 | 670,000 | 898,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,537,000 | 8,655,000 | 8,920,000 | 9,148,000 |
| Total capital | 9,048,000 | 9,176,000 | 9,424,000 | 9,653,000 |
| Risk-weighted assets | 49,897,000 | 51,157,000 | 50,347,000 | 51,050,000 |