Call reports 2020
COMMERCIAL BANK OF OZARK, THE — 2020
What COMMERCIAL BANK OF OZARK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 94,886,000 | 107,638,000 | 110,025,000 | 117,366,000 |
| Total loans | 50,437,000 | 58,286,000 | 61,266,000 | 57,883,000 |
| Allowance for loan losses | 407,000 | 423,000 | 435,000 | 489,000 |
| Securities available for sale | 28,313,000 | 27,999,000 | 37,645,000 | 37,822,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,472,000 | 97,155,000 | 99,222,000 | 106,803,000 |
| Interest-bearing deposits | 69,737,000 | 76,794,000 | 79,142,000 | 85,524,000 |
| Noninterest-bearing deposits | 15,735,000 | 20,361,000 | 20,080,000 | 21,279,000 |
| Equity capital | 8,336,000 | 9,281,000 | 9,529,000 | 9,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 808,000 | 1,605,000 | 2,448,000 | 3,304,000 |
| Interest expense | 76,000 | 159,000 | 238,000 | 312,000 |
| Net interest income | 732,000 | 1,446,000 | 2,210,000 | 2,992,000 |
| Noninterest income | 166,000 | 299,000 | 432,000 | 567,000 |
| Noninterest expense | 796,000 | 1,402,000 | 2,140,000 | 2,861,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 293,000 |
| Pretax income | 91,000 | 510,000 | 652,000 | 771,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 91,000 | 510,000 | 652,000 | 771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,958,000 | 8,365,000 | 8,496,000 | 8,390,000 |
| Total capital | 8,365,000 | 8,788,000 | 8,931,000 | 8,879,000 |
| Risk-weighted assets | 43,368,000 | 53,383,000 | 48,350,000 | 47,837,000 |