Call reports 2019
COMMERCIAL BANK OF OZARK, THE — 2019
What COMMERCIAL BANK OF OZARK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 91,687,000 | 92,009,000 | 91,456,000 | 93,907,000 |
| Total loans | 48,536,000 | 47,924,000 | 48,288,000 | 48,331,000 |
| Allowance for loan losses | 389,000 | 391,000 | 409,000 | 392,000 |
| Securities available for sale | 31,462,000 | 30,488,000 | 30,499,000 | 31,288,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,411,000 | 82,708,000 | 81,825,000 | 84,530,000 |
| Interest-bearing deposits | 67,218,000 | 67,801,000 | 67,651,000 | 70,339,000 |
| Noninterest-bearing deposits | 15,193,000 | 14,907,000 | 14,174,000 | 14,191,000 |
| Equity capital | 7,699,000 | 8,182,000 | 8,484,000 | 8,293,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 810,000 | 1,616,000 | 2,419,000 | 3,212,000 |
| Interest expense | 53,000 | 118,000 | 185,000 | 260,000 |
| Net interest income | 757,000 | 1,498,000 | 2,234,000 | 2,952,000 |
| Noninterest income | 120,000 | 272,000 | 412,000 | 561,000 |
| Noninterest expense | 741,000 | 1,489,000 | 2,196,000 | 2,923,000 |
| Provision for loan losses | 1,000 | 20,000 | 35,000 | 63,000 |
| Pretax income | 134,000 | 261,000 | 415,000 | 537,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 134,000 | 261,000 | 415,000 | 537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,724,000 | 7,801,000 | 7,904,000 | 7,907,000 |
| Total capital | 8,113,000 | 8,192,000 | 8,313,000 | 8,299,000 |
| Risk-weighted assets | 44,284,000 | 44,240,000 | 42,958,000 | 43,027,000 |