Call reports 2018
COMMERCIAL BANK OF OZARK, THE — 2018
What COMMERCIAL BANK OF OZARK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 90,131,000 | 92,562,000 | 91,082,000 | 97,353,000 |
| Total loans | 42,910,000 | 47,427,000 | 48,630,000 | 48,302,000 |
| Allowance for loan losses | 431,000 | 477,000 | 422,000 | 404,000 |
| Securities available for sale | 31,704,000 | 30,283,000 | 30,009,000 | 29,816,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,406,000 | 84,830,000 | 83,388,000 | 89,238,000 |
| Interest-bearing deposits | 67,916,000 | 69,682,000 | 68,849,000 | 75,701,000 |
| Noninterest-bearing deposits | 14,490,000 | 15,148,000 | 14,539,000 | 13,537,000 |
| Equity capital | 6,711,000 | 6,698,000 | 6,644,000 | 7,062,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 747,000 | 1,515,000 | 2,297,000 | 3,111,000 |
| Interest expense | 33,000 | 68,000 | 105,000 | 157,000 |
| Net interest income | 714,000 | 1,447,000 | 2,192,000 | 2,954,000 |
| Noninterest income | 101,000 | 214,000 | 337,000 | 467,000 |
| Noninterest expense | 700,000 | 1,427,000 | 2,200,000 | 2,976,000 |
| Provision for loan losses | 15,000 | 66,000 | 13,000 | 13,000 |
| Pretax income | 100,000 | 165,000 | 313,000 | 429,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 100,000 | 165,000 | 313,000 | 429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,456,000 | 7,491,000 | 7,617,000 | 7,630,000 |
| Total capital | 7,887,000 | 7,968,000 | 8,039,000 | 8,034,000 |
| Risk-weighted assets | 44,726,000 | 45,697,000 | 46,585,000 | 44,867,000 |