Call reports 2017
COMMERCIAL BANK OF OZARK, THE — 2017
What COMMERCIAL BANK OF OZARK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 88,536,000 | 89,274,000 | 86,746,000 | 92,157,000 |
| Total loans | 38,055,000 | 38,232,000 | 40,335,000 | 42,699,000 |
| Allowance for loan losses | 389,000 | 387,000 | 411,000 | 419,000 |
| Securities available for sale | 35,458,000 | 35,479,000 | 32,823,000 | 32,413,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,446,000 | 80,795,000 | 78,283,000 | 84,010,000 |
| Interest-bearing deposits | 54,169,000 | 54,310,000 | 52,500,000 | 70,177,000 |
| Noninterest-bearing deposits | 26,277,000 | 26,485,000 | 25,783,000 | 13,833,000 |
| Equity capital | 6,976,000 | 7,345,000 | 7,345,000 | 7,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 714,000 | 1,453,000 | 2,193,000 | 2,958,000 |
| Interest expense | 36,000 | 72,000 | 105,000 | 139,000 |
| Net interest income | 678,000 | 1,381,000 | 2,088,000 | 2,819,000 |
| Noninterest income | 152,000 | 252,000 | 395,000 | 528,000 |
| Noninterest expense | 755,000 | 1,471,000 | 2,205,000 | 2,943,000 |
| Provision for loan losses | 0 | 0 | 48,000 | 53,000 |
| Pretax income | 75,000 | 162,000 | 235,000 | 356,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 75,000 | 162,000 | 235,000 | 356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,170,000 | 7,242,000 | 7,345,000 | 7,377,000 |
| Total capital | 7,559,000 | 7,629,000 | 7,756,000 | 7,796,000 |
| Risk-weighted assets | 44,613,000 | 44,532,000 | 48,543,000 | 45,909,000 |