Call reports 2013
COMMERCIAL BANK OF OZARK, THE — 2013
What COMMERCIAL BANK OF OZARK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 77,113,000 | 78,970,000 | 78,858,000 | 81,376,000 |
| Total loans | 37,904,000 | 36,932,000 | 36,169,000 | 35,858,000 |
| Allowance for loan losses | 540,000 | 527,000 | 543,000 | 569,000 |
| Securities available for sale | 23,868,000 | 24,836,000 | 26,381,000 | 27,523,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,770,000 | 71,145,000 | 71,146,000 | 73,814,000 |
| Interest-bearing deposits | 57,897,000 | 59,644,000 | 58,811,000 | 61,953,000 |
| Noninterest-bearing deposits | 10,873,000 | 11,501,000 | 12,335,000 | 11,861,000 |
| Equity capital | 7,049,000 | 6,527,000 | 6,406,000 | 6,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 778,000 | 1,544,000 | 2,298,000 | 3,045,000 |
| Interest expense | 64,000 | 127,000 | 187,000 | 241,000 |
| Net interest income | 714,000 | 1,417,000 | 2,111,000 | 2,804,000 |
| Noninterest income | 152,000 | 360,000 | 509,000 | 664,000 |
| Noninterest expense | 754,000 | 1,558,000 | 2,284,000 | 3,035,000 |
| Provision for loan losses | 20,000 | 32,000 | 47,000 | 52,000 |
| Pretax income | 92,000 | 187,000 | 289,000 | 427,000 |
| Income tax | 0 | 0 | 0 | 19,000 |
| Net income | 92,000 | 187,000 | 289,000 | 408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,524,000 | 6,603,000 | 6,657,000 | 6,681,000 |
| Total capital | 7,038,000 | 7,110,000 | 7,148,000 | 7,169,000 |
| Risk-weighted assets | 41,043,000 | 41,113,000 | 39,244,000 | 40,204,000 |