Call reports 2012
COMMERCIAL BANK OF OZARK, THE — 2012
What COMMERCIAL BANK OF OZARK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 75,969,000 | 74,797,000 | 75,840,000 | 79,445,000 |
| Total loans | 42,719,000 | 40,967,000 | 40,553,000 | 39,553,000 |
| Allowance for loan losses | 708,000 | 672,000 | 613,000 | 654,000 |
| Securities available for sale | 18,862,000 | 20,275,000 | 20,066,000 | 21,422,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,909,000 | 66,481,000 | 67,329,000 | 71,086,000 |
| Interest-bearing deposits | 58,857,000 | 57,579,000 | 57,898,000 | 61,328,000 |
| Noninterest-bearing deposits | 9,052,000 | 8,902,000 | 9,431,000 | 9,758,000 |
| Equity capital | 6,809,000 | 7,006,000 | 7,126,000 | 7,079,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 842,000 | 1,660,000 | 2,456,000 | 3,230,000 |
| Interest expense | 71,000 | 141,000 | 209,000 | 275,000 |
| Net interest income | 771,000 | 1,519,000 | 2,247,000 | 2,955,000 |
| Noninterest income | 139,000 | 273,000 | 427,000 | 625,000 |
| Noninterest expense | 771,000 | 1,553,000 | 2,339,000 | 3,165,000 |
| Provision for loan losses | 0 | 5,000 | 15,000 | 70,000 |
| Pretax income | 139,000 | 234,000 | 321,000 | 357,000 |
| Income tax | 4,000 | -5,000 | -1,000 | -5,000 |
| Net income | 135,000 | 239,000 | 322,000 | 362,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,334,000 | 6,426,000 | 6,420,000 | 6,447,000 |
| Total capital | 6,887,000 | 6,963,000 | 6,891,000 | 6,966,000 |
| Risk-weighted assets | 44,152,000 | 42,474,000 | 41,363,000 | 41,464,000 |