Call reports 2004
COMMERCIAL BANK OF OZARK, THE — 2004
What COMMERCIAL BANK OF OZARK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 60,235,000 | 58,199,000 | 58,706,000 | 58,606,000 |
| Total loans | 40,066,000 | 39,643,000 | 39,808,000 | 40,453,000 |
| Allowance for loan losses | 399,000 | 430,000 | 440,000 | 412,000 |
| Securities available for sale | 8,388,000 | 7,538,000 | 7,649,000 | 7,598,000 |
| Securities held to maturity | 5,000 | 4,000 | 3,000 | 3,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,996,000 | 49,630,000 | 50,293,000 | 50,350,000 |
| Interest-bearing deposits | 44,260,000 | 43,056,000 | 42,862,000 | 42,434,000 |
| Noninterest-bearing deposits | 6,736,000 | 6,574,000 | 7,431,000 | 7,916,000 |
| Equity capital | 4,810,000 | 4,772,000 | 4,947,000 | 4,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 828,000 | 1,629,000 | 2,440,000 | 3,254,000 |
| Interest expense | 191,000 | 368,000 | 536,000 | 720,000 |
| Net interest income | 637,000 | 1,261,000 | 1,904,000 | 2,534,000 |
| Noninterest income | 141,000 | 290,000 | 454,000 | 592,000 |
| Noninterest expense | 610,000 | 1,183,000 | 1,804,000 | 2,438,000 |
| Provision for loan losses | 80,000 | 100,000 | 115,000 | 145,000 |
| Pretax income | 88,000 | 268,000 | 439,000 | 543,000 |
| Income tax | 54,000 | 106,000 | 157,000 | 148,000 |
| Net income | 34,000 | 162,000 | 282,000 | 395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,716,000 | 4,831,000 | 4,932,000 | 4,829,000 |
| Total capital | 5,115,000 | 5,261,000 | 5,372,000 | 5,241,000 |
| Risk-weighted assets | 39,221,000 | 38,723,000 | 39,018,000 | 39,730,000 |
Machine access — free, no API key
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