Call reports 2018
CALUMET BANK — 2018
What CALUMET BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 197,013,000 | 209,366,000 | 227,881,000 | 207,196,000 |
| Total loans | 128,374,000 | 132,198,000 | 130,378,000 | 135,902,000 |
| Allowance for loan losses | 1,610,000 | 1,582,000 | 1,555,000 | 1,570,000 |
| Securities available for sale | 42,294,000 | 43,119,000 | 55,132,000 | 49,858,000 |
| Securities held to maturity | 0 | 512,000 | 1,240,000 | 1,726,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,970,000 | 186,602,000 | 204,528,000 | 182,310,000 |
| Interest-bearing deposits | 146,483,000 | 156,508,000 | 173,716,000 | 156,932,000 |
| Noninterest-bearing deposits | 28,486,000 | 30,094,000 | 30,812,000 | 25,378,000 |
| Equity capital | 17,796,000 | 18,362,000 | 18,720,000 | 19,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,034,000 | 4,215,000 | 6,484,000 | 8,919,000 |
| Interest expense | 293,000 | 618,000 | 1,019,000 | 1,497,000 |
| Net interest income | 1,741,000 | 3,597,000 | 5,465,000 | 7,422,000 |
| Noninterest income | 228,000 | 399,000 | 576,000 | 736,000 |
| Noninterest expense | 1,249,000 | 2,476,000 | 3,709,000 | 4,940,000 |
| Provision for loan losses | 33,000 | 53,000 | 53,000 | 111,000 |
| Pretax income | 687,000 | 1,470,000 | 2,282,000 | 3,110,000 |
| Income tax | 150,000 | 322,000 | 505,000 | 741,000 |
| Net income | 537,000 | 1,148,000 | 1,777,000 | 2,369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,646,000 | 19,314,000 | 19,944,000 | 20,485,000 |
| Total capital | 20,256,000 | 20,896,000 | 21,499,000 | 22,055,000 |
| Risk-weighted assets | 145,422,000 | 151,654,000 | 157,296,000 | 158,677,000 |