Call reports 2017
CALUMET BANK — 2017
What CALUMET BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 168,089,000 | 174,136,000 | 185,862,000 | 185,782,000 |
| Total loans | 117,420,000 | 118,380,000 | 122,367,000 | 126,941,000 |
| Allowance for loan losses | 1,454,000 | 1,523,000 | 1,572,000 | 1,586,000 |
| Securities available for sale | 32,415,000 | 30,197,000 | 34,426,000 | 36,547,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,706,000 | 153,507,000 | 164,904,000 | 164,754,000 |
| Interest-bearing deposits | 123,985,000 | 126,904,000 | 137,939,000 | 136,751,000 |
| Noninterest-bearing deposits | 25,721,000 | 26,603,000 | 26,965,000 | 28,003,000 |
| Equity capital | 16,191,000 | 16,305,000 | 16,578,000 | 16,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,544,000 | 3,364,000 | 5,234,000 | 7,161,000 |
| Interest expense | 216,000 | 443,000 | 706,000 | 995,000 |
| Net interest income | 1,328,000 | 2,921,000 | 4,528,000 | 6,166,000 |
| Noninterest income | 240,000 | 437,000 | 628,000 | 870,000 |
| Noninterest expense | 1,213,000 | 2,486,000 | 3,769,000 | 5,086,000 |
| Provision for loan losses | 46,000 | 115,000 | 164,000 | 178,000 |
| Pretax income | 311,000 | 771,000 | 1,244,000 | 1,806,000 |
| Income tax | 88,000 | 230,000 | 375,000 | 914,000 |
| Net income | 223,000 | 541,000 | 869,000 | 892,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,464,000 | 16,332,000 | 16,660,000 | 16,741,000 |
| Total capital | 17,918,000 | 17,855,000 | 18,232,000 | 18,327,000 |
| Risk-weighted assets | 129,952,000 | 130,215,000 | 134,908,000 | 138,601,000 |