Call reports 2014
CALUMET BANK — 2014
What CALUMET BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 135,326,000 | 138,259,000 | 140,125,000 | 142,593,000 |
| Total loans | 90,091,000 | 95,099,000 | 98,071,000 | 100,151,000 |
| Allowance for loan losses | 1,331,000 | 1,231,000 | 1,286,000 | 1,310,000 |
| Securities available for sale | 18,413,000 | 18,756,000 | 19,512,000 | 18,868,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,254,000 | 119,904,000 | 121,472,000 | 124,324,000 |
| Interest-bearing deposits | 97,606,000 | 101,092,000 | 103,273,000 | 105,595,000 |
| Noninterest-bearing deposits | 19,647,000 | 18,812,000 | 18,199,000 | 18,729,000 |
| Equity capital | 14,932,000 | 15,234,000 | 15,379,000 | 14,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,310,000 | 2,734,000 | 4,114,000 | 5,533,000 |
| Interest expense | 143,000 | 307,000 | 483,000 | 662,000 |
| Net interest income | 1,167,000 | 2,427,000 | 3,631,000 | 4,871,000 |
| Noninterest income | 113,000 | 259,000 | 465,000 | 643,000 |
| Noninterest expense | 1,058,000 | 2,150,000 | 3,286,000 | 4,634,000 |
| Provision for loan losses | 65,000 | 165,000 | 185,000 | 229,000 |
| Pretax income | 152,000 | 365,000 | 618,000 | 644,000 |
| Income tax | 46,000 | 110,000 | 189,000 | 197,000 |
| Net income | 106,000 | 255,000 | 429,000 | 447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,264,000 | 15,421,000 | 15,601,000 | 15,126,000 |
| Total capital | 16,437,000 | 16,652,000 | 16,887,000 | 16,429,000 |
| Risk-weighted assets | 93,690,000 | 98,686,000 | 104,575,000 | 104,205,000 |