Call reports 2011
CALUMET BANK — 2011
What CALUMET BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 100,478,000 | 103,485,000 | 105,403,000 | 112,545,000 |
| Total loans | 74,837,000 | 74,932,000 | 74,315,000 | 72,943,000 |
| Allowance for loan losses | 1,124,000 | 1,136,000 | 1,083,000 | 1,035,000 |
| Securities available for sale | 11,803,000 | 17,032,000 | 14,006,000 | 13,976,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,786,000 | 89,238,000 | 90,812,000 | 98,046,000 |
| Interest-bearing deposits | 76,333,000 | 79,126,000 | 79,105,000 | 79,915,000 |
| Noninterest-bearing deposits | 9,453,000 | 10,112,000 | 11,707,000 | 18,131,000 |
| Equity capital | 11,494,000 | 12,001,000 | 12,301,000 | 13,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,330,000 | 2,641,000 | 3,949,000 | 5,194,000 |
| Interest expense | 253,000 | 488,000 | 708,000 | 905,000 |
| Net interest income | 1,077,000 | 2,153,000 | 3,241,000 | 4,289,000 |
| Noninterest income | 65,000 | 126,000 | 245,000 | 372,000 |
| Noninterest expense | 763,000 | 1,607,000 | 2,395,000 | 3,343,000 |
| Provision for loan losses | 39,000 | 50,000 | 313,000 | 354,000 |
| Pretax income | 340,000 | 678,000 | 904,000 | 1,136,000 |
| Income tax | 0 | 0 | 0 | -843,000 |
| Net income | 340,000 | 678,000 | 904,000 | 1,979,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,646,000 | 11,984,000 | 12,210,000 | 12,837,000 |
| Total capital | 12,591,000 | 12,915,000 | 13,138,000 | 13,788,000 |
| Risk-weighted assets | 75,485,000 | 76,305,000 | 74,109,000 | 75,982,000 |