Call reports 2025
SECURITY STATE BANK — 2025
What SECURITY STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 129,960,000 | 122,809,000 | 117,153,000 | 113,729,000 |
| Total loans | 51,264,000 | 52,917,000 | 57,101,000 | 58,229,000 |
| Allowance for loan losses | 629,000 | 629,000 | 626,000 | 585,000 |
| Securities available for sale | 43,618,000 | 48,836,000 | 46,273,000 | 40,030,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,834,000 | 113,222,000 | 107,243,000 | 103,531,000 |
| Interest-bearing deposits | 98,353,000 | 93,394,000 | 87,608,000 | 83,976,000 |
| Noninterest-bearing deposits | 22,481,000 | 19,828,000 | 19,635,000 | 19,555,000 |
| Equity capital | 8,834,000 | 9,298,000 | 9,619,000 | 9,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,299,000 | 2,695,000 | 4,087,000 | 5,477,000 |
| Interest expense | 639,000 | 1,290,000 | 1,901,000 | 2,472,000 |
| Net interest income | 660,000 | 1,405,000 | 2,186,000 | 3,005,000 |
| Noninterest income | 34,000 | 94,000 | 153,000 | 201,000 |
| Noninterest expense | 657,000 | 1,151,000 | 1,657,000 | 2,271,000 |
| Provision for loan losses | 0 | 0 | 45,000 | 50,000 |
| Pretax income | 53,000 | 356,000 | 599,000 | 861,000 |
| Income tax | 2,000 | 15,000 | 25,000 | 35,000 |
| Net income | 51,000 | 341,000 | 574,000 | 826,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,552,000 | 9,834,000 | 9,760,000 | 9,762,000 |
| Total capital | 10,181,000 | 10,463,000 | 10,386,000 | 10,347,000 |
| Risk-weighted assets | 66,662,000 | 66,386,000 | 70,083,000 | 70,621,000 |