Call reports 2019
SECURITY STATE BANK — 2019
What SECURITY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 104,678,000 | 93,316,000 | 94,150,000 | 96,211,000 |
| Total loans | 51,303,000 | 50,823,000 | 51,181,000 | 53,262,000 |
| Allowance for loan losses | 622,000 | 630,000 | 639,000 | 648,000 |
| Securities available for sale | 22,720,000 | 22,376,000 | 21,913,000 | 17,888,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,374,000 | 80,247,000 | 84,408,000 | 86,374,000 |
| Interest-bearing deposits | 77,958,000 | 64,552,000 | 67,168,000 | 68,642,000 |
| Noninterest-bearing deposits | 17,417,000 | 15,694,000 | 17,240,000 | 17,732,000 |
| Equity capital | 9,238,000 | 9,651,000 | 9,661,000 | 9,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 831,000 | 1,686,000 | 2,516,000 | 3,360,000 |
| Interest expense | 212,000 | 413,000 | 602,000 | 803,000 |
| Net interest income | 619,000 | 1,273,000 | 1,914,000 | 2,557,000 |
| Noninterest income | 47,000 | 101,000 | 148,000 | 226,000 |
| Noninterest expense | 745,000 | 1,278,000 | 1,854,000 | 2,436,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | -93,000 | 73,000 | 176,000 | 309,000 |
| Income tax | -5,000 | 4,000 | 9,000 | 15,000 |
| Net income | -88,000 | 69,000 | 167,000 | 294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,866,000 | 9,075,000 | 9,030,000 | 8,989,000 |
| Total capital | 9,488,000 | 9,705,000 | 9,669,000 | 9,637,000 |
| Risk-weighted assets | 52,263,000 | 51,649,000 | 51,833,000 | 52,815,000 |