Call reports 2015
SECURITY STATE BANK — 2015
What SECURITY STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 102,224,000 | 98,035,000 | 96,256,000 | 95,107,000 |
| Total loans | 51,497,000 | 52,209,000 | 50,969,000 | 51,489,000 |
| Allowance for loan losses | 596,000 | 642,000 | 689,000 | 735,000 |
| Securities available for sale | 32,548,000 | 33,245,000 | 33,907,000 | 31,629,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,056,000 | 87,426,000 | 85,426,000 | 84,543,000 |
| Interest-bearing deposits | 74,371,000 | 71,716,000 | 69,737,000 | 68,080,000 |
| Noninterest-bearing deposits | 16,685,000 | 15,710,000 | 15,689,000 | 16,463,000 |
| Equity capital | 10,723,000 | 10,165,000 | 10,461,000 | 10,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 831,000 | 1,674,000 | 2,522,000 | 3,362,000 |
| Interest expense | 121,000 | 242,000 | 360,000 | 478,000 |
| Net interest income | 710,000 | 1,432,000 | 2,162,000 | 2,884,000 |
| Noninterest income | 71,000 | 135,000 | 190,000 | 243,000 |
| Noninterest expense | 497,000 | 938,000 | 1,390,000 | 1,996,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 239,000 | 550,000 | 838,000 | 965,000 |
| Income tax | 16,000 | 35,000 | 53,000 | 63,000 |
| Net income | 223,000 | 515,000 | 785,000 | 902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,057,000 | 9,991,000 | 10,293,000 | 9,739,000 |
| Total capital | 10,653,000 | 10,633,000 | 10,982,000 | 10,468,000 |
| Risk-weighted assets | 57,198,000 | 57,883,000 | 58,707,000 | 58,344,000 |