Call reports 2013
SECURITY STATE BANK — 2013
What SECURITY STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 57,603,000 | 55,381,000 | 102,665,000 | 99,534,000 |
| Total loans | 22,086,000 | 23,650,000 | 51,600,000 | 55,093,000 |
| Allowance for loan losses | 292,000 | 300,000 | 320,000 | 390,000 |
| Securities available for sale | 22,407,000 | 25,344,000 | 32,006,000 | 32,878,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,881,000 | 51,063,000 | 93,543,000 | 90,375,000 |
| Interest-bearing deposits | 43,810,000 | 41,526,000 | 76,370,000 | 73,731,000 |
| Noninterest-bearing deposits | 8,071,000 | 9,537,000 | 17,173,000 | 16,644,000 |
| Equity capital | 5,430,000 | 4,163,000 | 8,793,000 | 8,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 393,000 | 811,000 | 1,554,000 | 2,389,000 |
| Interest expense | 93,000 | 181,000 | 299,000 | 429,000 |
| Net interest income | 300,000 | 630,000 | 1,255,000 | 1,960,000 |
| Noninterest income | 29,000 | 57,000 | 106,000 | 218,000 |
| Noninterest expense | 209,000 | 498,000 | 929,000 | 1,593,000 |
| Provision for loan losses | 0 | 10,000 | 30,000 | 100,000 |
| Pretax income | 120,000 | 179,000 | 408,000 | 497,000 |
| Income tax | 0 | 8,000 | 21,000 | 21,000 |
| Net income | 120,000 | 171,000 | 387,000 | 476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,264,000 | 5,254,000 | 8,992,000 | 8,976,000 |
| Total capital | 5,556,000 | 5,554,000 | 9,312,000 | 9,068,000 |
| Risk-weighted assets | 30,373,000 | 33,822,000 | 57,736,000 | 57,807,000 |