Call reports 2012
SECURITY STATE BANK — 2012
What SECURITY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 48,745,000 | 50,687,000 | 51,814,000 | 53,091,000 |
| Total loans | 23,773,000 | 22,830,000 | 21,957,000 | 25,729,000 |
| Allowance for loan losses | 221,000 | 232,000 | 243,000 | 292,000 |
| Securities available for sale | 15,784,000 | 15,838,000 | 16,968,000 | 20,439,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,614,000 | 45,378,000 | 46,339,000 | 47,577,000 |
| Interest-bearing deposits | 36,496,000 | 36,634,000 | 34,168,000 | 38,982,000 |
| Noninterest-bearing deposits | 7,118,000 | 8,744,000 | 12,171,000 | 8,594,000 |
| Equity capital | 4,914,000 | 5,102,000 | 5,256,000 | 5,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 418,000 | 855,000 | 1,274,000 | 1,690,000 |
| Interest expense | 97,000 | 187,000 | 279,000 | 368,000 |
| Net interest income | 321,000 | 668,000 | 995,000 | 1,322,000 |
| Noninterest income | 32,000 | 69,000 | 103,000 | 137,000 |
| Noninterest expense | 217,000 | 443,000 | 696,000 | 953,000 |
| Provision for loan losses | 10,000 | 20,000 | 30,000 | 40,000 |
| Pretax income | 126,000 | 278,000 | 376,000 | 470,000 |
| Income tax | 6,000 | 0 | 19,000 | 24,000 |
| Net income | 120,000 | 278,000 | 357,000 | 446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,877,000 | 4,976,000 | 5,054,000 | 5,143,000 |
| Total capital | 5,098,000 | 5,208,000 | 5,297,000 | 5,435,000 |
| Risk-weighted assets | 29,330,000 | 31,084,000 | 30,718,000 | 31,917,000 |