Call reports 2011
SECURITY STATE BANK — 2011
What SECURITY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 49,401,000 | 61,026,000 | 47,416,000 | 49,003,000 |
| Total loans | 19,645,000 | 18,508,000 | 19,772,000 | 21,902,000 |
| Allowance for loan losses | 196,000 | 215,000 | 220,000 | 211,000 |
| Securities available for sale | 21,138,000 | 22,662,000 | 19,393,000 | 15,602,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,076,000 | 56,181,000 | 42,445,000 | 44,037,000 |
| Interest-bearing deposits | 34,476,000 | 35,705,000 | 34,369,000 | 34,224,000 |
| Noninterest-bearing deposits | 11,600,000 | 20,476,000 | 8,076,000 | 9,813,000 |
| Equity capital | 3,081,000 | 4,632,000 | 4,771,000 | 4,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 423,000 | 842,000 | 1,293,000 | 1,717,000 |
| Interest expense | 139,000 | 266,000 | 373,000 | 471,000 |
| Net interest income | 284,000 | 576,000 | 920,000 | 1,246,000 |
| Noninterest income | 31,000 | 66,000 | 101,000 | 133,000 |
| Noninterest expense | 228,000 | 454,000 | 704,000 | 963,000 |
| Provision for loan losses | 0 | 20,000 | 30,000 | 50,000 |
| Pretax income | 87,000 | 168,000 | 287,000 | 366,000 |
| Income tax | 4,000 | 8,000 | 13,000 | 17,000 |
| Net income | 83,000 | 160,000 | 274,000 | 349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,491,000 | 4,567,000 | 4,682,000 | 4,757,000 |
| Total capital | 3,687,000 | 4,782,000 | 4,902,000 | 4,968,000 |
| Risk-weighted assets | 26,647,000 | 28,047,000 | 25,966,000 | 31,165,000 |