Call reports 2010
SECURITY STATE BANK — 2010
What SECURITY STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 46,060,000 | 44,784,000 | 45,721,000 | 45,137,000 |
| Total loans | 19,904,000 | 19,980,000 | 19,232,000 | 21,740,000 |
| Allowance for loan losses | 261,000 | 195,000 | 195,000 | 196,000 |
| Securities available for sale | 11,484,000 | 15,344,000 | 14,127,000 | 17,955,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,576,000 | 41,338,000 | 42,150,000 | 42,039,000 |
| Interest-bearing deposits | 34,200,000 | 36,246,000 | 35,269,000 | 34,661,000 |
| Noninterest-bearing deposits | 8,376,000 | 5,092,000 | 6,881,000 | 7,378,000 |
| Equity capital | 3,237,000 | 3,250,000 | 3,350,000 | 2,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 401,000 | 833,000 | 1,279,000 | 1,719,000 |
| Interest expense | 180,000 | 352,000 | 513,000 | 653,000 |
| Net interest income | 221,000 | 481,000 | 766,000 | 1,066,000 |
| Noninterest income | 28,000 | 64,000 | 101,000 | 38,000 |
| Noninterest expense | 239,000 | 470,000 | 743,000 | 975,000 |
| Provision for loan losses | 0 | 70,000 | 70,000 | 70,000 |
| Pretax income | 10,000 | 4,000 | 53,000 | 58,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 10,000 | 4,000 | 53,000 | 58,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,177,000 | 3,154,000 | 3,203,000 | 3,208,000 |
| Total capital | 3,438,000 | 3,349,000 | 3,398,000 | 3,404,000 |
| Risk-weighted assets | 26,946,000 | 24,558,000 | 25,406,000 | 28,048,000 |