Call reports 2019
PREFERRED BANK — 2019
What PREFERRED BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Total assets | 268,384,000 | 287,535,000 | 331,556,000 |
| Total loans | 176,464,000 | 173,471,000 | 162,819,000 |
| Allowance for loan losses | 1,788,000 | 1,789,000 | 61,000 |
| Securities available for sale | 0 | 0 | 15,188,000 |
| Securities held to maturity | 26,888,000 | 26,650,000 | 3,539,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 223,244,000 | 242,064,000 | 290,985,000 |
| Interest-bearing deposits | 119,605,000 | 123,201,000 | 174,012,000 |
| Noninterest-bearing deposits | 103,639,000 | 118,863,000 | 116,973,000 |
| Equity capital | 43,797,000 | 42,359,000 | 37,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Interest income | 2,789,000 | 5,765,000 | 2,993,000 |
| Interest expense | 290,000 | 629,000 | 545,000 |
| Net interest income | 2,499,000 | 5,136,000 | 2,448,000 |
| Noninterest income | 71,000 | 182,000 | 73,000 |
| Noninterest expense | 1,821,000 | 5,911,000 | 1,802,000 |
| Provision for loan losses | 0 | -56,000 | 60,000 |
| Pretax income | 749,000 | -537,000 | 659,000 |
| Income tax | 148,000 | 300,000 | 0 |
| Net income | 601,000 | -837,000 | 659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Tier 1 capital | 43,797,000 | 42,359,000 | 24,538,000 |
| Total capital | 45,585,000 | 44,148,000 | 24,599,000 |
| Risk-weighted assets | 157,366,000 | 151,206,000 | 147,977,000 |
Machine access — free, no API key
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