Call reports 2018
PREFERRED BANK — 2018
What PREFERRED BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 266,104,000 | 293,881,000 | 270,671,000 | 282,331,000 |
| Total loans | 162,052,000 | 162,872,000 | 162,024,000 | 171,763,000 |
| Allowance for loan losses | 1,798,000 | 1,804,000 | 1,790,000 | 1,786,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 28,722,000 | 27,985,000 | 27,368,000 | 27,095,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,520,000 | 251,250,000 | 227,210,000 | 237,898,000 |
| Interest-bearing deposits | 130,962,000 | 127,606,000 | 117,796,000 | 116,988,000 |
| Noninterest-bearing deposits | 92,558,000 | 123,644,000 | 109,414,000 | 120,910,000 |
| Equity capital | 40,722,000 | 41,404,000 | 42,141,000 | 43,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,601,000 | 5,207,000 | 8,003,000 | 10,736,000 |
| Interest expense | 229,000 | 460,000 | 688,000 | 940,000 |
| Net interest income | 2,372,000 | 4,747,000 | 7,315,000 | 9,796,000 |
| Noninterest income | 67,000 | 138,000 | 230,000 | 635,000 |
| Noninterest expense | 1,550,000 | 3,144,000 | 4,931,000 | 6,682,000 |
| Provision for loan losses | 0 | 0 | -50,000 | -250,000 |
| Pretax income | 889,000 | 1,741,000 | 2,664,000 | 3,999,000 |
| Income tax | 178,000 | 348,000 | 533,000 | 813,000 |
| Net income | 711,000 | 1,393,000 | 2,131,000 | 3,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,722,000 | 41,404,000 | 42,141,000 | 43,196,000 |
| Total capital | 42,520,000 | 43,208,000 | 43,931,000 | 44,982,000 |
| Risk-weighted assets | 153,293,000 | 153,694,000 | 153,672,000 | 159,470,000 |
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