Call reports 2015
PREFERRED BANK — 2015
What PREFERRED BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 258,086,000 | 253,039,000 | 239,036,000 | 240,670,000 |
| Total loans | 131,821,000 | 131,433,000 | 134,538,000 | 138,198,000 |
| Allowance for loan losses | 1,635,000 | 1,644,000 | 1,664,000 | 1,694,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 44,141,000 | 41,962,000 | 38,977,000 | 36,410,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,989,000 | 216,911,000 | 202,371,000 | 203,973,000 |
| Interest-bearing deposits | 144,250,000 | 116,297,000 | 116,519,000 | 115,740,000 |
| Noninterest-bearing deposits | 77,739,000 | 100,614,000 | 85,852,000 | 88,233,000 |
| Equity capital | 34,966,000 | 35,296,000 | 35,674,000 | 35,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,130,000 | 4,223,000 | 6,383,000 | 8,599,000 |
| Interest expense | 119,000 | 237,000 | 353,000 | 468,000 |
| Net interest income | 2,011,000 | 3,986,000 | 6,030,000 | 8,131,000 |
| Noninterest income | 162,000 | 286,000 | 385,000 | 482,000 |
| Noninterest expense | 1,539,000 | 3,165,000 | 4,800,000 | 6,604,000 |
| Provision for loan losses | 0 | 0 | -43,000 | -43,000 |
| Pretax income | 634,000 | 1,107,000 | 1,658,000 | 2,052,000 |
| Income tax | 181,000 | 325,000 | 497,000 | 610,000 |
| Net income | 453,000 | 782,000 | 1,161,000 | 1,442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,966,000 | 35,296,000 | 35,674,000 | 35,956,000 |
| Total capital | 36,592,000 | 36,893,000 | 37,338,000 | 37,650,000 |
| Risk-weighted assets | 130,130,000 | 127,622,000 | 138,324,000 | 142,702,000 |
Machine access — free, no API key
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