Call reports 2012
PREFERRED BANK — 2012
What PREFERRED BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 209,416,000 | 217,434,000 | 203,239,000 | 203,048,000 |
| Total loans | 79,476,000 | 78,986,000 | 84,453,000 | 83,166,000 |
| Allowance for loan losses | 1,393,000 | 1,391,000 | 1,482,000 | 1,506,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 60,265,000 | 61,137,000 | 59,054,000 | 58,562,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,516,000 | 187,283,000 | 172,901,000 | 171,784,000 |
| Interest-bearing deposits | 127,991,000 | 125,141,000 | 116,587,000 | 116,805,000 |
| Noninterest-bearing deposits | 51,525,000 | 62,142,000 | 56,314,000 | 54,979,000 |
| Equity capital | 29,496,000 | 29,719,000 | 29,944,000 | 30,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,732,000 | 3,614,000 | 5,492,000 | 7,305,000 |
| Interest expense | 301,000 | 598,000 | 886,000 | 1,151,000 |
| Net interest income | 1,431,000 | 3,016,000 | 4,606,000 | 6,154,000 |
| Noninterest income | 211,000 | 263,000 | 374,000 | 1,258,000 |
| Noninterest expense | 1,406,000 | 2,730,000 | 4,124,000 | 5,609,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 236,000 | 549,000 | 856,000 | 1,803,000 |
| Income tax | 62,000 | 152,000 | 233,000 | 537,000 |
| Net income | 174,000 | 397,000 | 623,000 | 1,266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,496,000 | 29,719,000 | 29,944,000 | 30,588,000 |
| Total capital | 30,751,000 | 30,660,000 | 31,226,000 | 31,728,000 |
| Risk-weighted assets | 100,247,000 | 89,120,000 | 102,378,000 | 90,856,000 |
Machine access — free, no API key
Every figure shown here about PREFERRED BANK — 2012 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.