Call reports 2018
FIRST NATIONAL BANK IN STAUNTON, THE — 2018
What FIRST NATIONAL BANK IN STAUNTON, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 527,495,000 | 520,801,000 | 532,874,000 | 540,720,000 |
| Total loans | 344,740,000 | 347,535,000 | 346,406,000 | 352,518,000 |
| Allowance for loan losses | 7,197,000 | 5,925,000 | 5,877,000 | 5,877,000 |
| Securities available for sale | 122,989,000 | 126,767,000 | 125,486,000 | 131,810,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 430,724,000 | 420,554,000 | 426,362,000 | 431,733,000 |
| Interest-bearing deposits | 344,034,000 | 337,869,000 | 344,879,000 | 343,419,000 |
| Noninterest-bearing deposits | 86,690,000 | 82,685,000 | 81,483,000 | 88,314,000 |
| Equity capital | 61,211,000 | 60,813,000 | 61,069,000 | 62,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,452,000 | 9,044,000 | 13,770,000 | 18,703,000 |
| Interest expense | 588,000 | 1,254,000 | 2,003,000 | 2,832,000 |
| Net interest income | 3,864,000 | 7,790,000 | 11,767,000 | 15,871,000 |
| Noninterest income | 1,098,000 | 2,052,000 | 3,007,000 | 3,941,000 |
| Noninterest expense | 3,166,000 | 6,433,000 | 9,673,000 | 13,044,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,796,000 | 3,417,000 | 5,111,000 | 6,789,000 |
| Income tax | 13,000 | 25,000 | 38,000 | 50,000 |
| Net income | 1,783,000 | 3,392,000 | 5,073,000 | 6,739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,710,000 | 59,612,000 | 60,337,000 | 61,288,000 |
| Total capital | 64,410,000 | 64,436,000 | 65,358,000 | 66,343,000 |
| Risk-weighted assets | 373,570,000 | 384,841,000 | 400,860,000 | 403,600,000 |